Stax

JUNE 23, 2025

Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. TL;DR An ACH API allows businesses to automate bank-to-bank payments—like ACH debits, credits, and recurring payments—by integrating directly with the ACH network via software.

ACH

PYMNTS

AUGUST 12, 2019

It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality. Direct deposit over the ACH network eliminated that friction and got them earlier access to those funds. Ever notice your paycheck takes days to clear ?”

Real Time Payments

Payment Savvy

SEPTEMBER 5, 2024

This is called an ACH direct deposit. Your employer sends the money through the ACH network, and it ends up in your account, often on the same day. The ACH deposit meaning goes beyond just paychecks. They give their bank a request to send funds through the ACH network. Just wait for the money to arrive.

ACH

PYMNTS

MARCH 18, 2019

That faster payments, whether via the Fed or via the TCH’s Real-Time Payments (RTP) network or both, is a big threat to how banks monetize the movement of money between senders and receivers and their depository accounts. And finally, that the banks and the card networks are the big losers.

Faster Payments