article thumbnail

What Is an ACH API and How Does It Work?

Stax

TL;DR An ACH API allows businesses to automate bank-to-bank payments—like ACH debits, credits, and recurring payments—by integrating directly with the ACH network via software. What is an ACH API? Where ACH APIs come into play The role of ACH API is to automate your transactions through the ACH network.

ACH
article thumbnail

What Is an ACH Payment Facilitator?

Stax

Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). In Q3 of 2023, the total volume of payouts on ACH networks reached 7.8 Q: What does an ACH payment facilitator do?

ACH