Fintech Finance

MARCH 31, 2025

Transaction volume on the EPN ® system, the ACH network operated by The Clearing House Payments Company L.L.C., in 2024, continuing the trend of yearly ACH volume and value growth. ACH commercial volume last year. We see growth in all our payment networks, particularly with instant payments and same day ACH payments.”

ACH Network 59

ACH Network ACH Continuity Same Day ACH 59

PYMNTS

JANUARY 28, 2020

This week’s examination of the latest innovation initiatives finds this to be true both for innovators exploring ways to improve existing rails — like ACH — as well as those that have embraced the development of entirely new rails, including real-time payments (RTP) and blockchain-powered transactions. percent year over year.

Same Day ACH 79

Same Day ACH RTP NACHA ACH 79

PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. And finally, that the banks and the card networks are the big losers. and one of two operators of the ACH network in the U.S.,

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

Payment Savvy

MAY 16, 2023

Thanks to the ACH network, these transactions are handled securely and efficiently, giving consumers peace of mind when making payments. These transfers are processed on a per-request basis and can help recipients access their funds faster than with standard ACH transfers.

ACH 94

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

PYMNTS

FEBRUARY 5, 2020

Payments on the ACH Network reached a 12-year high in 2019, with 24.7 While RTP emerged as a new payment rail to address payment friction, NACHA’s Same Day ACH is helping to accelerate the adoption of the rail. NACHA said Phixius will launch to early adopters in May. billion payments, up 7.7 percent jump.

NACHA 52

NACHA Phixius B2B Same Day ACH 52

PYMNTS

AUGUST 12, 2019

Senator Elizabeth Warren asks in a campaign ad, ignoring the fact that 93 percent of working Americans have their checks directly deposited into their bank accounts – ready for use on payday – using the ACH network. Direct deposit over the ACH network eliminated that friction and got them earlier access to those funds.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

Faster Payments Council

JUNE 11, 2020

Within the faster payments arena, we've got a lot.

Interoperability 68

Interoperability FPC Ubiquitous Faster Payments 68