ACH Operations ACH Operator Document 
Stax
JUNE 23, 2025
The way a typical ACH transfer works is as follows: You will initiate the transaction as the originator by sending a Nacha formatted data file containing information about the desired payment to your bank which is called the ODFI (Originating Depository Financial Institution). If a solution doesn’t have documentation, that’s a red flag.
Stax
APRIL 23, 2024
Many small businesses choose ACH operators because they are more convenient than most direct deposits. ACH transfers don’t come with high fees and transactions and they’re easily edited if an employer wants to adjust payroll, extend bonuses, or reimburse an employee. Q: What’s the difference between a check and ACH?
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EBizCharge
JULY 18, 2024
This method is often used in business-to-business (B2B) , where companies exchange payment documents such as invoices and purchase orders electronically instead of as paper documents. EDI vs ACH EDI payments refer to the process and standards for exchanging business documents electronically, including the transfer of funds.
Nanonets
MARCH 30, 2023
The payment process using ACH transfers involves the payee creating a payment order which is received by the originator bank. The originator bank compiles all the POs and sends them to an ACH for processing. The ACH operator then approves and releases the PO amount to the recipient bank.
Payment Savvy
FEBRUARY 23, 2023
There are five parties involved in making the payment processing go through: Originator This is a person who submits an ACH transfer to the ODFI. Originating Depository Financial Institution (ODFI) The ODFI receives the request from the Originator and passes it to the ACH Operator. Why Do ACH Returns Happen?
Payment Savvy
NOVEMBER 10, 2022
This type of single entry debit entries is initiated based on written authorization, as well as account information such as the consumer’s routing number or account number, which is taken from a source document, or simply a check. The request is then sent to an ACH operator.
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