Stax

JUNE 23, 2025

It simplifies complex ACH transactions by removing manual steps such as logging into bank portals or uploading CSV files, reducing errors and improving efficiency. Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility.

ACH

PYMNTS

AUGUST 12, 2019

It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality. Direct deposit over the ACH network eliminated that friction and got them earlier access to those funds. But a handful of the 12,000 FIs and 51 percent of deposits does not a real-time payments network make.

Real Time Payments

PYMNTS

MARCH 18, 2019

That faster payments, whether via the Fed or via the TCH’s Real-Time Payments (RTP) network or both, is a big threat to how banks monetize the movement of money between senders and receivers and their depository accounts. NACHA reported that in Q4 2018, SDA volume hit 51.3 A Couple of Important Dots.

Faster Payments