Addressing Cost Structure Real Time Gross Settlement (RTGS) 
The Payments Association
JUNE 9, 2025
Payment providers to strategically invest in ISO 20022 implementation, API integration, and service innovation to fully leverage RT2’s capabili The launch of RT2, the renewed Real Time Gross Settlement (RTGS) service, on 28 April 2025 marks a significant milestone for the UK’s payments infrastructure.
The Payments Association
APRIL 14, 2025
The PSR’s proposed price caps aim to address these issues; however, payment firms must prepare for regulatory changes that may impact their fee structures and revenue models. Legal issue/risk Next steps/action required Related links Legal issue/risk: The substantial increase in cross-border interchange feesrising from 0.2%
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