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Merchant survey 2025: Navigating the payment innovation divide

The Payments Association

In June 2025, The Payments Association partnered with Opinium to conduct a survey of 125 UK retail businesses across all regions and business sizes, examining how merchants navigate the evolving payment landscape. Findings reveal that payment innovation has become essential for sustained competitive advantage across the retail sector.

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Checkout.com Review: Next Gen Payments

Fintech Review

While many payment processors offer standardised solutions, Checkout.com prides itself on providing highly customised setups for enterprise clients. The company supports a wide array of alternative payment methods. Localisation is another key advantage. Transparency also sets Checkout.com apart.

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Introducing the Paytiko GrowthHub: The future of payment technology

The Payments Association

A multi-stage development process ensued, which incorporated the perspectives of hundreds of merchants, developers, and payment experts. The process of mapping commences with the classification of each merchant and payment provider in the Paytiko ecosystem. AI is also employed to optimise fees.

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Payrails Review: Orchestrating Global Payments

Fintech Review

Payment Orchestration Payrails acts as a central control layer across multiple payment service providers (PSPs), acquirers, alternative payment methods (APMs), and fraud tools. Businesses can route transactions dynamically based on geography, payment method preferences, cost structures, or success rates.