The Payments Association

JUNE 23, 2025

The process of mapping commences with the classification of each merchant and payment provider in the Paytiko ecosystem. In addition to jurisdictional data, risk levels, and business size compatibility, providers are mapped by type, including credit cards, alternative payment methods (APMs), wire transfers, and cryptocurrency.

Technology

Stax

APRIL 10, 2025

An ACH transfer is an electronic movement of funds from one bank account to another via the ACH (automated clearing house) network, while a wire transfer uses a secure network like SWIFT (Society for Worldwide Interbank Financial Telecommunication) or Fedwire (Federal Reserve Wire Network) to initiate the movement of funds.

Small Business

Clearly Payments

OCTOBER 31, 2024

Regional Penetration : In North America, over 70% of online purchases are made via credit cards, while only 10% of European consumers prefer this method. Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally.

Online and Mobile Banking

PYMNTS

JUNE 13, 2019

The tokenization helps sidestep the vulnerabilities to fraud that exist when sending checks, ACH and wire transfers. Visa also said last week that it linked with Currencycloud to focus on cross-border and travel payments. It has also linked with MoneyNetInt on cross-border payment processing in the U.S.

B2B

Stax

APRIL 23, 2024

That beingbenign said, ACH deposits are not completely free, though they are much more affordable than other wire transfers and credit card processing fees. The average ACH payment is about $0.29 , while other direct deposits cost about $25 per payment. Q: What’s the difference between ACH and direct deposit?

ACH

Stax

JULY 9, 2024

In 2019, 77% of US consumers were using at least one type of digital payment system. What has grown more significantly is the number of electronic payments and alternative payment methods consumers now use. Bank transfers are secure and reliable, often involving lower fees compared to credit card transactions.

Digital Payments