Stax

JUNE 23, 2025

In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. Your bank (the ODFI) will collect all the transaction files you sent and forward them to an ACH operator. In a typical ACH transfer, you initiate the transaction by sending a Nacha formatted data file to your bank (ODFI).

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ACH API Payment APIs and Integration ACH Network 88

EBizCharge

OCTOBER 17, 2023

This article will explore the processes involved in ACH payments, explaining how to distinguish returns vs. reversals and answering common questions such as what is an ACH return and can you reverse an ACH payment? An ACH return must go through a series of steps to return the funds to the ODFI once it meets the criteria for a return.

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ACH Returns RDFI ODFI 52

EBizCharge

JULY 16, 2024

This article will explore the essential aspects of staying compliant with NACHA rules, such as risk management, data security, authorization protocols, and more, to help institutions maintain the highest standards of operational integrity and customer trust. How often are NACHA rules updated? How often are NACHA rules updated?

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NACHA Nacha Rules ACH Network ACH 52

Payment Savvy

NOVEMBER 10, 2022

However, we want to help you get a better understanding of certain terms – and that’s what we will do in this article with SEC codes. There’s the ODFI, which stands for Originating Depository Financial Institution, and there’s the RDFI, which stands for Receiving Depository Financial Institution.

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SEC Codes ACH ODFI Wire Transfer 52