PYMNTS

JUNE 18, 2019

The rise of Zelle , and any number of peer-to-peer (P2P) payment options, has increasingly brought consumers on board with the need for speed in payments — where settlement is marked by seconds and minutes, not hours or days. to fully embrace real-time payments for both B2B and B2C activity.”. Where We Stand In The US.

RTP 78

RTP P2P B2B RFP 78

PYMNTS

OCTOBER 2, 2019

As a result, he predicted that the entrenchment of faster payments will be a linear progression that moves from consumer-to-consumer (C2C) to consumer-to-business (C2B), then to business-to-consumer (B2C) to business-to-business (B2B). So, from the beginning, start with the individual consumer. How is this different than a wire?

C2B 81

C2B Faster Payments Real Time Payments Lockbox 81

PYMNTS

DECEMBER 5, 2017

Direct deposits, push payments, eWallets, same-day ACH transfers, PayPal, Zelle and myriad other platforms and tools are now second nature. B2C, C2B, B2B and P2P: There are many ways that individuals and companies need to move money, and some have advanced more than others as agile new players enter the race.

Consumer 56

Consumer Same Day ACH C2B B2C 56

PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Same Day ACH and the card rails – both of which allow for money to move fast into consumer and business bank accounts for every consumer with a debit product.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

JUNE 29, 2018

In particular, a heavy volume of both B2C payments (consumers paying premiums to insurance companies, as well as insurance companies sending claim payouts to individuals) and B2B payments (insurance companies paying service providers) pave the way to a complex mix of payment rails. .”

Faster Payments 40

Faster Payments Same Day ACH ACH Remittance Data 40

PYMNTS

MAY 4, 2018

“B2B payments innovation seems to fall behind B2C and P2P,” she said. ” Corporate-initiated payments, and B2B payments in particular, are not going to follow the same path of innovation, adoption and evolution that P2P payments have seen, though.

Same Day ACH 46

Same Day ACH P2P B2B Cross-Border 46

PYMNTS

FEBRUARY 22, 2017

The company launched Zelle in conjunction with Early Warning last year, enabling financial institutions to offer a secure P2P payments solution for their own customers, something Yabuki explained aims to help “bring bank-based P2P payments into the mainstream.” . “Security tends to always be a requirement.”

NACHA 51

NACHA Same Day ACH ACH Innovation 51