EBizCharge

JUNE 26, 2025

Restaurant owners operate on thin margins, and credit card processing fees can quietly eat into profits. This article will explore the legal landscape and best practices for surcharging in the restaurant industry. We do not surcharge debit cards.” Here are the steps to get started surcharging: 1.

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EBizCharge

JUNE 26, 2025

Not every business adds a surcharge to credit card payments, but if you do, you may need to notify your customers, not just as best practice but by law. What to Include in a Credit Card Surcharge Notice When it comes to credit card surcharges, how you communicate the fee matters just as much as the fee itself.

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EBizCharge

JUNE 30, 2025

These surcharges are credit cards only, which means they generally can’t be applied to debit or prepaid cards. The purpose behind surcharging is simple: offset the fees businesses pay to process credit cards. Surcharges are applied to credit cards only; surcharging is not applied to debit cards.”

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EBizCharge

JUNE 24, 2025

They’re treated differently under both state laws and card network rules. Some states, like Connecticut and Massachusetts, still ban the practice. Legal complexity: You have to follow state laws and card network rules to stay compliant. FAQs FAQs Can I charge different fees for different cards?

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EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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Stax

SEPTEMBER 26, 2024

That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements. The amendment caps interchange fees for debit cards to reduce costs for merchants and consumers.

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Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging. Security audits. You’re all set!

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