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Payments regulation roadmap: Q3 2025​

The Payments Association

It offers practical, high-level analysis of what’s live, what’s coming into force, and what’s under active consultation, covering fraud liability, stablecoin oversight, instant payments, digital operational resilience, and future developments such as the digital pound and digital euro. Firms should act swiftly to meet the new standards.

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Payment Processing and Market Statistics for USA 2024

Clearly Payments

Alternative payment methods, including digital wallets (25%), buy now, pay later (BNPL) options (10%), and debit cards (15%), are rapidly gaining traction. Central banks: Several central banks globally are actively researching and piloting CBDC initiatives, signaling a shift towards digitalization in traditional monetary systems.

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5 Top Payment Trends Impacting Asia in 2024

Fintech News

Other payment trends in Asia preceding 2024 including the rise of B2B buy now pay later (BNPL), growing prominence of central bank digital currency (CBDC), and prevalence of composable, cloud-based ‘as-a-Service’ IT architecture models have helped shape much of what we anticipate for 2024.

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What Is the Top Priority for Firms Looking To Offer Cross-Border Payments?

The Fintech Times

Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. “Additionally, central banks are exploring innovative solutions such as CBDC privacy (e.g, Stablecoins, if used appropriately, can in fact be a means to solve this imbalance.

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What will define payments in 2025?

The Payments Association

For example, cards versus instant payments, wallets versus real-time transfers, BNPL versus store credits, and other financing options.” For example, retailers can introduce tailored financing options like buy-now-pay-later (BNPL) directly at checkout, boosting sales conversion rates while improving accessibility for customers.

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The payments regulation roadmap: Q2 2025

The Payments Association

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. Under the forthcoming framework, stablecoins used for payments will fall squarely under the FCAs regulatory perimeter.