Remove BNPL Remove Consumer Protection Remove Cost Structure
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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Reassess cost-to-serve models for different payment types. These include ensuring that BNPL options are clearly described, not misleading, and supported by regulated providers. Why is it important?

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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

For payments firms, the intersection of payments and credit is becoming a competitive battleground, especially as BNPL and embedded lending scale. While some governments prioritise competition and innovation, others focus on financial inclusion, consumer protection, or market-driven adoption.

Finance 88
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The payments regulation roadmap: Q2 2025

The Payments Association

Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.