Remove BNPL Remove Fraud Detection Remove Stablecoins
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AI x Payments: From Fraud Detection to Hyperpersonalised Checkout

Finextra

Real-Time Fraud Detection: Defence at Machine Speed Traditional fraud systems rely on static rules and after-the-fact analysis. But fraud doesn’t wait, and neither can protection. Surfacing contextual incentives like rewards or BNPL options. Here’s how AI is redefining payments at every layer of the stack.

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Payments trends report 2024

The Payments Association

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

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Tech-Driven BNPL: How Sophisticated Technologies Are Reshaping the BNPL Market

Finextra

By 2028, the number of users of BNPL services (Buy Now, Pay Later) is predicted to double to 670 million, an explosive 107% growth compared to 2024. However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. on an annual basis to reach US$560.1 billion in 2025. billion.

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The Ultimate Guide to Ecommerce Payment Solutions

Stax

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. Fraud detectionFraud detection and prevention measures identify and block any fraudulent activities in the payment system.

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Paymentology’s predictions for 2025

The Payments Association

By combining traditional credit cards, digital wallets, BNPL (Buy Now Pay Later) services, and real-time payments, businesses can offer customers a seamless, personalised experience. Real-time fraud detection systems will enhance trust and security by identifying and mitigating risks instantly.

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Top Fintech Headlines from Q2 2025

Finovate

IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. Circle officially launches its IPO Stablecoin issuer and infrastructure company Circle announced the launch of its IPO in May.

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How to Increase Transaction Success Rates for Online Merchants

Finextra

Overly Aggressive Fraud Filters Fraud detection systems designed to protect merchants can sometimes be too strict, resulting in legitimate transactions being flagged and declined. If these steps fail to load properly, are confusing, or the customer abandons them, the transaction will be declined or left incomplete.