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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Merchant groups argue these increases are unjustified and ultimately borne by UK businesses and consumers. It outlines ten regulatory changes affecting merchants in the UK and EU between 2025 and 2026. for credit.

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The payments regulation roadmap: Q2 2025

The Payments Association

It mirrors existing offences in anti-bribery and tax evasion, but with a sharper focus on consumer protection and market integrity. This regulatory shift aims to strengthen consumer protection and curb misleading or irresponsible marketing in the high-risk cryptoasset sector.