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How to build a B2B payments behemoth

Payments Dive

Published July 25, 2025 Justin Bachman Senior Reporter post share post print email license Winxclub via Getty Images Bottomline Technologies sells business payments and digital banking services to banks, which in turn use them to offer corporate customers non-branded technology for online banking and cash-management services.

B2B
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SWIFT Readies ISO 20022 For X-Border Payments

PYMNTS

Payments messaging firm SWIFT has released its first set of guidelines for financial institutions using the ISO 20022 payments messaging standard to complete cross-border transactions. “Adoption of ISO 20022 will continue the transformation of correspondent banking already ongoing,” SWIFT said in its announcement.

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SWIFT Reveals New API Standard For Pre-Authorization Of Funds

PYMNTS

A new API standard for the pre-authorization of funds is being rolled out by SWIFT, clearing a path for a revolution in financial services enabled by open banking, the company said in a press release on Thursday (Sept. With this latest standard, a payer’s bank can designate funds in advance, assuring upcoming payments will clear. .

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Collaboration Is Key For Consensus On Cross-Border Payments

PYMNTS

In July, SWIFT released its first set of guidelines for financial institutions using the ISO 20022 payments messaging standard to complete cross-border transactions. Last week, SWIFT launched a new API standard for the pre-authorization of funds. In the Nordics, we know the benefits of collaboration in the standards space.

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Citi Launches Citi Payment Insights For Institutions

PYMNTS

In a press release, Citi said Citi Payment Insights empowers clients by giving them a complete view of the transaction lifecycle within Citi’s global network and across the correspondent banking ecosystem by integrating the transparency provided by SWIFT’s gpi initiative.

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SWIFT Loops gpi Into Existing Rails For Global Payments

PYMNTS

This week, SWIFT picks the latter, while JPMorgan Chase grows its initiative using blockchain to make cross-border transactions, and Form3 announces a new international payment services that connects banks with global small business payments capabilities via application programming interface (API). It’s also new players in the market.