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Rethinking CBDCs: Addressing design flaws and privacy concerns

The Payments Association

OCTOBER 14, 2024

The flaws in prevailing central bank digital currency (CBDC) designs and suggestions for improving them. The designs broadly share a set of characteristics that, by and large, reflect a common set of mistaken assumptions that reveal important flaws in the prevailing CBDC proposals. What is this article about? Why is it important?

Privacy

Privacy Addressing CBDC Payer

The Fed’s crypto pivot: Unlocking banking access and its impact on payments

The Payments Association

MARCH 18, 2025

During the Biden Administration, the US Federal Reserve (the Fed) explored plans for Project Cedar, an early-stage framework for a potential central bank digital currency (CBDC). Senator Lee has been among the most vocal opponents of a US CBDC, expressing concerns about potential government overreach.

Federal Reserve

Federal Reserve Stablecoins Fed Settlement

Payments Space

Rethinking CBDCs: Addressing design flaws and privacy concerns

The Fed’s crypto pivot: Unlocking banking access and its impact on payments

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