The Payments Association

MARCH 19, 2025

Digital wallets are expanding faster than financial oversight can keep up, forcing governments to scramble for new safeguards without choking innovation. The European PSD2 framework, growing pressure on big techs financial ambitions, and central bank digital currency (CBDC) discussions all indicate a looming regulatory crackdown.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Paypers

JUNE 19, 2025

A2A payments made through WollettePay are authenticated using biometric verification and supported by tokenization and encryption measures. The new system enables consumers to make payments directly from their bank accounts without needing to enter card details or go through redirects.

Payment APIs and Integration 46

Payment APIs and Integration CBDC Multi-Currency Digital Currency 46

The Payments Association

OCTOBER 14, 2024

The flaws in prevailing central bank digital currency (CBDC) designs and suggestions for improving them. These design flaws could undermine efforts to create a public digital payments system for the future economy. What is this article about? Why is it important? What’s next?

Privacy 88

Privacy Addressing CBDC Payer 88

Wharton Fintech

FEBRUARY 26, 2024

If you have noticed the chip that is on the card to provide encryption of all transactions and payments, when we moved into mobile devices like Apple Pay or Google Pay, we used the chips in your phone to offer similar encryption capabilities. I think that is another great example where we do over 150 currencies on the network today.

Visa 130

Visa Technology Payments Encryption 130

M2P Fintech

MARCH 28, 2024

Central Bank Digital Currency (CBDC) A CBDC represents a nation’s currency in digital form, administered directly by the central bank. Unlike physical cash or bank deposits, CBDCs are purely electronic. As of December 2023, an impressive 130 countries are actively exploring CBDC initiatives.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Tearsheet

FEBRUARY 8, 2024

While many countries worldwide are exploring the potential of Central Bank Digital Currency (CBDC), China continues to expand its e-CNY in the market. China introduced its CBDC to the world at the Olympic Games in February 2022. In the US, the CBDC would be a third form of the US Dollar after paper and coins.

CBDC 59

CBDC Digital Currency Federal Reserve Cryptocurrency 59