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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. If implemented, offline CBDC capability could introduce new consumer behaviours, shift merchant requirements, and alter the economics of digital payment acceptance. Why is it important? What’s next?

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What Would it Take to Get Users Onside With CBDCs for Everyday Use?

The Fintech Times

Andrew Carrier , member of the executive committee at Quant “Privacy remains one of the most important discussion points in the CBDC debate, with the likes of the European Central Bank confirming that it is working on state-of-the-art security measures to ensure privacy protection.

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Rethinking CBDCs: Addressing design flaws and privacy concerns

The Payments Association

The flaws in prevailing central bank digital currency (CBDC) designs and suggestions for improving them. The designs broadly share a set of characteristics that, by and large, reflect a common set of mistaken assumptions that reveal important flaws in the prevailing CBDC proposals. What is this article about? Why is it important?

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How Swift is moving the global financial industry towards instant and frictionless payments

The Payments Association

Swift uses its Payment Pre-validation service to connect different Verification of Payee (VoP) schemes. Our previous experiments have shown that Swifts interlinking capabilities can connect CBDC platforms with existing systems as well as with each other.

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G+D Filia® Unplugged Brings Offline Capability to Digital Payments

Fintech Finance

The Bank for International Settlements (BIS) defines offline payments as the transfer of a digital money token between devices that takes place without the payer and payee requiring a networked connection to any ledger system or backend system to complete the payment. G+D Filia® Unplugged makes digital offline transactions a reality.

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Southeast Asia’s Trailblazing Role in Real-Time Cross-Border Payments

Fintech News

The region is leading the way with initiatives such as real-time cross-border payment linkages and the exploration of multi-central bank digital currency (CBDC) settlements.

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APP fraud: Mid-year review

The Payments Association

Scope and priorities : Some in the sector have questioned the inclusion of Confirmation of Payee (CoP) in the PSR’s wider fraud review, suggesting it may distract from evaluating the reimbursement scheme on its own terms. These will likely be reviewed to improve transparency and consistency.

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