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How are digital IDs reshaping industries for a secure and seamless future?

The Payments Association

Enriched data insights enable AI innovation, translating into more tools and value-added services. It could also obviate payment devices and allow new schemes to operate at the back of the process, opening the door to real-time payments, CBDC and more.

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Rethinking CBDCs: Addressing design flaws and privacy concerns

The Payments Association

The flaws in prevailing central bank digital currency (CBDC) designs and suggestions for improving them. The designs broadly share a set of characteristics that, by and large, reflect a common set of mistaken assumptions that reveal important flaws in the prevailing CBDC proposals. What is this article about? Why is it important?