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The Consumer Financial Protection Bureau (CFPB) is the primary enforcement agency for Regulation E, and it has been cracking down on violations in recent years. For companies in the payments industry, understanding and complying with Regulation E is crucial to avoid costly enforcement actions and penalties.
As of the October term of 2023, the United States Supreme Court had taken on an appeal of a decision to review a possible constitutional conflict in the interpretation of the funding mechanism for the Consumer Financial Protection Bureau (CFPB).
The use of overdraft services has been extensively researched by organizations such as the Pew Charitable Trusts , and the Consumer Financial Protection Bureau (CFPB). Pommerehn: Overdraft regulations have remained relatively unchanged since the opt-in provisions (RegE) were implemented in 2010. Pommerehn: It’s hard to say.
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