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These developments will impact merchant compliance, coststructures, customer experience, and operational risk. Prepare financial models for potential savings or compliance costs post-ruling. Monitor PSR publications and respond to consultations via trade bodies. Why is it important? What’s next?
Immediate focus areas include fraud prevention, ISO20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. ISO20022 also unlocks improvements in fraud detection, regulatory reporting, and data analytics.
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