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AI Will Transform the Credit Industry by Putting the Customer First

The Fintech Times

Adrian Nazari, founder and CEO, Credit Sesame In 2023, a good credit score is your golden ticket to a world of opportunities and opened doors – when your score is up, lenders view you as money-smart which leads to better loans, great interest rates, and the freedom of higher credit limits.

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How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 3

FICO

Impressively, the Federal Reserve reported Q1 2021 delinquency rates on all consumer loans of 1.74%, the lowest mark in the 30+ years it has been tracked. According to the Consumer Financial Protection Bureau (CFPB), signs of trouble are already brewing.

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Attention Small Business Lenders!  The CFPB is Calling on You.

FICO

On May 10, the Consumer Financial Protection Bureau (CFPB) issued a Request for Information (RFI) seeking to learn more about the small business lending market. If you are scratching your head as to why the CFPB is delving into small business lending, you are not alone.