Remove Consumer Protection Remove Cost Structure Remove Payment Message
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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. ISO 20022 for cross-border payments (Mandatory by 22 November 2025) The global migration to ISO 20022 as the standard for cross-border payments messaging becomes mandatory on 22 November 2025.

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The payments regulation roadmap: Q2 2025

The Payments Association

It mirrors existing offences in anti-bribery and tax evasion, but with a sharper focus on consumer protection and market integrity. This regulatory shift aims to strengthen consumer protection and curb misleading or irresponsible marketing in the high-risk cryptoasset sector.