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Building the bank of tomorrow: Strategies for operational resilience and digital transformation

The Payments Association

PSD3 promises tighter consumer protections and even more advanced technical standards, amplifying the push for digital transformation. In line with SWIFT and ECB timelines by November, a considerable portion of European cross-border and certain domestic payments must adopt ISO 20022 messaging standards.

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The payments regulation roadmap: Q2 2025

The Payments Association

It mirrors existing offences in anti-bribery and tax evasion, but with a sharper focus on consumer protection and market integrity. This regulatory shift aims to strengthen consumer protection and curb misleading or irresponsible marketing in the high-risk cryptoasset sector.