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Where the previous RTGS operated as a single system requiring complex restart procedures for recovery, RT2 introduces significant architectural improvements. This represents a strategic shift for payment providers, affecting coststructures, risk exposure and increasing competition.
These developments will impact merchant compliance, coststructures, customer experience, and operational risk. Applicable to large organisations, the offence imposes criminal liability if firms do not have adequate fraud prevention procedures in place, even if senior leadership is unaware of the misconduct. Why is it important?
In a panel discussion with Karen Webster, six payments, banking and FinTech executives weighed in on the very nature of change that is transforming treasury banking and corporate clients in real time. The general things everybody wants — transparency, for example, or lower coststructures — are definitely on the map.
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