Finextra

JULY 22, 2025

Alternatively, buyers may prefer cryptocurrencies such as Bitcoin, Ethereum, or stablecoins—digital assets pegged to fiat currencies but operating on blockchain infrastructure. However, accepting numerous cryptocurrencies may increase conversion fees, and settling in stablecoins carries some counterparty risk tied to the issuer’s solvency.

Settlement

The Payments Association

JUNE 9, 2025

This represents a strategic shift for payment providers, affecting cost structures, risk exposure and increasing competition. Greater access The previous RTGS operated as a closed system, mainly limited to traditional banks. RT2 is substantially expanding direct participation.

ISO 20022

Finextra

JUNE 25, 2025

Combining SEPA compliance with Ukraines competitive cost structure can position Ukrainian fintech companies as serious competitors in European markets. Possible solutions include creating "white lists" for certain types of operations, raising limits without checks, or implementing real-time risk management systems.

FinTech

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Key areas of impact include fraud prevention, card fee structures, accessibility standards, stablecoin usage, and the treatment of consumer data in evolving open finance ecosystems. Why is it important?

Regulations

The Payments Association

APRIL 14, 2025

Understanding whats coming allows payments firms to mitigate risk, meet compliance obligations, and capitalise on strategic opportunities in a shifting regulatory environment. From reforms in fraud prevention and financial promotions to stablecoin oversight and operational resilience, the agenda is broad and accelerating.

Regulations