Credit Cards Master Account Underwriting 
EBizCharge
NOVEMBER 12, 2024
Merchant underwriting is an essential component of the payment processing industry, ensuring the safety and security of electronic payments. This article will explore the mechanics of merchant underwriting, from the essential steps involved in the process to the factors influencing it. What is merchant underwriting?
Exact Payments
OCTOBER 30, 2023
The world of payment processing has evolved rapidly since the early days of credit card payments. Issuing banks Issuing banks, or issuers, are entities that issue customer credit cards and handle the transfer of funds to the merchant’s account.
Exact Payments
NOVEMBER 8, 2023
Unlike traditional merchant service providers that resell payment processing, PayFacs own processing accounts and underwrite and onboard sub-merchants under their accounts. The ISO model thrived at a time when brick-and-mortar merchants needed a way to accept credit cards in person.
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