Remove Credit Risk Remove Micro-Entry Remove Regulations
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What are Developing Countries Doing to Improve Access to Finance?

The Fintech Times

Mila Khrapchenko, co-founder and co-CEO at Ameetee “They often progress faster in financial inclusion than developed nations due to more acute financial accessibility issues, lower living standards, and lower market entry barriers. Because these fintechs tend not to be deposit-taking institutions, the systemic risk is seen as lower.

Finance 59
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Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail

CB Insights

This process also comes with hurdles like regulations, fees, compliance standards, and payment card issuers — all of which become increasingly complex for international transactions. Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. Source: Square.

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Everything You Need To Know About What Amazon Is Doing In Financial Services

CB Insights

In his 2016 annual letter to shareholders , Bezos outlined Amazon’s goal of expanding Amazon Lending: by continuing to work with partner banks to manage the bulk of the credit, the retailer can mitigate credit risk and calm investor nerves. Its first entry point in the market was in payments in October 2014.