The Fintech Times

JULY 17, 2025

But the real story is in the infrastructure behind it: licensing, interoperability and a deep commitment to making cross-border payments work for everyone – not just the biggest players. This purpose is rooted in facilitating inclusion and interoperability. TerraPay now connects over 155 countries and 3.7

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

The Payments Association

MARCH 19, 2025

By adopting a modular, API-first approach, banks can: Reduce staff, hosting and operating costs by launching a low-code, fully extensible loans, cards, payments, and core banking solution on the most appropriate and cost-efficient hosting platform. This can be on-prem, or hosted in any private or public cloud.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Finextra

JUNE 11, 2025

Early Electronic Initiatives (late 1980s/early 1990s): Limited electronic fund transfers began to emerge, mainly within banks or for specific corporate clients, but were not widely interoperable. Unified Payments Interface (UPI) (2016): The game-changer. Its simplicity, interoperability, and low cost made it an instant success.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

The Paypers

JUNE 17, 2025

The primary goal of this partnership is to support cross-border transactions and digital asset operations for enterprise clients. The company’s platform supports embedded financial services, including account provisioning, FX, and domestic and cross-border payments.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

Fintech Finance

MARCH 27, 2025

LankaPay – Sri Lankas National Payment Network – announced their partnership with Ant International , a leading global digital payment, digitisation and financial technology provider, to launch Alipay+ acceptance in Sri Lanka at a press conference held on 25 th March 2025 at the Shangri-La Hotel, Colombo.

Cross-Border 59

Cross-Border Cross-Border Payments SARS Interoperability 59

The Fintech Times

JUNE 2, 2025

With these partnerships, Jaywan cardholders will have the flexibility to transact worldwide, leveraging the global reach of international payment networks. Jaywan will introduce debit and prepaid co-badged cards for everyday transactions, salary disbursements, and secure cross-border payments.

Agreements 45

Agreements Cross-Border Cross-Border Payments Payments 45

Fintech Review

APRIL 10, 2025

Joining Borderless.xyzs global stablecoin network reinforces our commitment to interoperability and efficiency. This collaboration is a major step toward simplifying complex payment flows for companies operating between Mexico and the world.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Cross-Border Payments 52

Fintech News

APRIL 24, 2025

Recognised as one of Asia’s fintech unicorns, Airwallex offers various financial services, including cross-border payments, global business accounts, and embedded finance solutions. It focuses on high-net-worth individuals by offering exclusive benefits for timely payments. Airwallex Valuation : $5.5

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Fintech News

NOVEMBER 5, 2024

This collaboration makes Nium the first fintech payment service provider to join the Partior network, unlocking new capabilities such as programmable enterprise liquidity management and Just-in-Time multi-bank payments for financial institutions.

Cross-Border Payments 131

Cross-Border Payments Cross-Border Multi-Currency Real Time Payments 131

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. The G20 Roadmap for Enhancing Cross-border Payments of the Financial Stability Board (FSB) also lists them as a key priority for enhancing such payments.

Cross-Border Payments 124

Cross-Border Payments Cross-Border Interoperability Payments 124

Finextra

SEPTEMBER 12, 2024

The Interledger Foundation, an organization building and advocating for an open, interoperable payment network, and Chimoney, a fintech company providing multi-currency wallets and infrastructure for cross-border payments, today announced their work to power cross-border payments between more than 130 countries worldwide.

Cross-Border Payments 87

Cross-Border Payments Cross-Border Multi-Currency Interoperability 87

Fintech Finance

SEPTEMBER 12, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, and Chimoney , a fintech company providing multi-currency wallets and infrastructure for cross-border payments, today announced their work to power cross-border payments between more than 130 countries worldwide.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Multi-Currency Interoperability 98

Fintech Finance

JANUARY 11, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

PYMNTS

AUGUST 16, 2019

Cross-border payments are expected to surge over the next few years as the economy becomes increasingly global and interconnected. The latest Smarter Payments Tracker looks at the infrastructure developments that are making cross-border payment systems faster, more seamless and interoperable.

Cross-Border Payments 81

Cross-Border Payments Cross-Border ISO 20022 ISOs 81

Fintech Finance

MAY 29, 2025

Conduit , a leading cross-border payments platform powered by stablecoins, announced today it closed a $36 million Series A funding round. “Traditional cross-border payment systems do not meet the demands of modern businesses.

Cross-Border Payments 81

Cross-Border Payments Cross-Border Stablecoins SWIFT 81

PYMNTS

JULY 31, 2019

So, why do cross-border payments present so many challenges? Despite rapid market growth, international payments have been hampered by country-specific regulations, while transactions being channeled through intermediary banks can take days to complete and often come with fees. Currently, there are 0.7

Cross-Border Payments 72

Cross-Border Payments Cross-Border Distributed Ledger Technology (DLT) Payments 72

PYMNTS

SEPTEMBER 11, 2019

According to the new Simplifying Cross-Border Payments Playbook , there are five key criteria that an ideal cross-border payment solution should meet: speed, security, compliance, transparency and ubiquity. How Cross-Border Payments Are Made. So, what’s the problem? What’s Changing?

Cross-Border Payments 76

Cross-Border Payments Cross-Border ISO 20022 Real Time Payments 76

PYMNTS

APRIL 29, 2019

Many countries around the world are rolling out instant payments schemes that bring speed and convenience to payments made within their own borders. Unfortunately, those benefits are often limited when it comes to cross-border payments. A London-based manufacturer can’t rely on the U.K.’s Current Efforts .

Interoperability 77

Interoperability ISO 20022 Instant Payments Cross-Border 77

Fintech Finance

AUGUST 1, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, today announced its work with the People’s Clearinghouse, a social sector tech platform that services community banks and credit unions in Mexico. and Mexican residents via community banks in rural areas.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Community Banks Credit Union 98

PYMNTS

NOVEMBER 27, 2019

Friction associated with traditional payment networks is plentiful, he told PYMNTS in a recent interview — and while real-time payment networks can address many of the related woes, their adoption will greatly rely on their ability to address corporates’ biggest pain points. If you’re making a payment from the U.S.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

JUNE 3, 2025

Onafriq , Africa’s largest digital payments network, is celebrating its 15-year anniversary by announcing a significant milestone: close to 1 billion mobile money wallets and 500 million bank accounts are now connected through its infrastructure.

Interoperability 72

Interoperability Cross-Border Cross-Border Payments Use Case 72

PYMNTS

AUGUST 1, 2019

In the latest Smarter Payments Tracker , PYMNTS takes a deep dive into the challenge of interoperability in achieving better cross-border payments services and experiences. In the public sector, corporates and government entities are also collaborating in pursuit of interoperability.

Interoperability 61

Interoperability ISO 20022 Cross-Border Correspondent Bank 61

PYMNTS

AUGUST 16, 2019

Corporate leaders want cross-border systems to deliver that same level of responsiveness. The cross-border payment space is ready — and perhaps overdue — for disruption. Change is being fueled by shifting regulations and emerging digital technologies that enable faster payment capabilities.

Cross-Border Payments 54

Cross-Border Payments Cross-Border ISO 20022 Interoperability 54

Fintech Finance

JUNE 18, 2024

Instant cross-border payments processed by STET , one of the leading European clearing and settlement systems, (CSM) and ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, have reached a new record high.

Cross-Border 98

Cross-Border Cross-Border Payments Transactions Instant Payments 98

The Fintech Times

JUNE 21, 2024

Globally, ACI covers approximately one-third of the countries that offer real-time payments services, reaching about three billion people served by various organisations. These include central governments, payment networks, banks, financial institutions and fintech companies. How was this achieved?

Cross-Border Payments 59

Cross-Border Payments Cross-Border Process Instant Payments 59

PYMNTS

MAY 22, 2020

Treasury’s difficulties getting relief money to individuals, has renewed calls for the government to accelerate its FedNow national real-time payments network, still not expected to be operational until at least 2023. The Paycheck Protection Program (PPP) disbursement fiasco, coupled with the U.S. The Fed’s Failure.

Faster Payments 137

Faster Payments Real Time Payments Cross-Border Payments 137

PYMNTS

SEPTEMBER 3, 2019

As reported by Bloomberg Tuesday, the European Mobile Payment System Association initiative comes as banks and traditional financial services players continue to battle FinTechs and Big Tech for share of mind and share of wallet across the payments landscape.

Mobile Payments 75

Mobile Payments Payment Networks Cross-Border Interoperability 75

Fintech Finance

SEPTEMBER 13, 2024

In particular, the guideline outlines operational differences that financial institutions need to understand, including how real-time payment networks differ from traditional ACH and wire transfers. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Finance

OCTOBER 22, 2024

TerraPay , a global leader in cross-border money movement, has announced a strategic partnership with Tenpay Global , Tencent’s cross-border payment platform renowned for its innovative financial services through the Weixin ecosystem.

Cross-Border 97

Cross-Border Interoperability Cross-Border Payments Digital Payments 97

Fintech News

DECEMBER 11, 2023

SC Ventures, the innovation, fintech investment, and ventures arm of Standard Chartered, and Giesecke+Devrient (G+D) successfully completed a proof-of-concept (PoC) on the Universal Digital Payments Network (UDPN). Meanwhile, the the direct model is where central banks manage wallets and settlements within a centralised CBDC system.

CBDC 116

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 116

PYMNTS

MAY 20, 2020

The 27 EU member states have their own financial systems, and many have also implemented their own domestic real-time payments rails. Making cross-border payments in the EU therefore requires interconnectivity between the regions’ various real-time payments rails. The Past and Future of EU Real-Time Payments.

Real Time Payments 84

Real Time Payments Cross-Border Cross-Border Payments Central Bank 84

The Fintech Times

MAY 12, 2025

As national payment infrastructures become more interoperable and networked on a regional, and soon global, scale, stablecoins may start to lose their perceived ‘indisputable’ advantages in the cross-border sector. Will the rug be pulled from under stablecoins by incumbent instant payment schemes?

Interoperability 45

Interoperability Stablecoins Cross-Border Cross-Border Payments 45

The Fintech Times

MAY 29, 2024

The Interledger Foundation , an organisation building and advocating for an open, interoperable payment network, is introducing a new initiative to fund fintechs that leverage its Interledger Protocol (ILP) to bring payment capabilities to emerging markets and underserved populations.

Instant Payments 69

Instant Payments Cross-Border Payments Underserved Financial Inclusion 69

PYMNTS

DECEMBER 10, 2019

There are the traditional hurdles that any transaction faces, including the cost of facilitating that payment, and the speed with which that transaction completes. But when transactions occur across borders, new friction points emerge, particularly around the areas of interoperability, transparency and compliance.

Cross-Border 52

Cross-Border B2B Cross-Border Payments Interoperability 52

PYMNTS

MARCH 21, 2019

Western Union announced that it has teamed up with cross-border payments network Thunes to enable customers to send funds directly into mobile wallets around the world. In addition, users of Western Union’s network of agents can also send funds directly into a recipient’s mobile wallet. “We

Cross-Border 70

Cross-Border Cross-Border Payments Interoperability Payment Solutions 70

Fintech Finance

APRIL 15, 2024

This strategic partnership combines VoPay and Mastercard’s shared vision to eliminate payment inefficiencies, which means innovating using fast-paced technology and building cutting-edge end-to-end solutions for consumers and businesses that are scalable.

Visa 92

Visa Electronic Funds Transfer (EFT) Near Real-Time Cross-Border 92

The Fintech Times

DECEMBER 15, 2023

Today our selection of leaders discuss the evolving payment landscape in 2024, touching on trends like convergence of personal and corporate payments, real-time cross-border payments, interoperability’s influence, and the significance of orchestration in streamlining payments in the travel sector.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59