Basis Theory

NOVEMBER 12, 2024

Both are used to mask sensitive payment data, but they do this in different ways and via different partners. Universal tokens or PSP tokens can be used in place of plaintext payment data for transactions. Both offer enhanced security for storing and utilizing payment data, reducing overall fraud and risk levels.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

EBizCharge

JANUARY 14, 2025

Key characteristics of a payment gateway Understanding the key characteristics of a payment gateway can help your business ensure secure and smooth online transactions, combat fraud, and improve customer satisfaction. Businesses using these systems may enhance consumer trust and deliver a more secure payment experience.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

JANUARY 21, 2025

Flexibility: Businesses can accept payments from debit and credit cards and ACH/eChecks, accommodating various customer preferences. Secure payment processing: Data encryption ensures that credit card details and payment data are secure, reducing fraud risk.

Credit Cards 52

Credit Cards Encryption ACH Process 52

Basis Theory

OCTOBER 1, 2024

By outlining, defining, and enforcing standards for storing, processing, and transmitting cardholder data, the Payment Card Industry Security Standard (PCI DSS) gave organizations a security framework that brought trust and commerce to the internet. Deciding between maintaining PCI compliance in-house vs. using a service provider.

PCI DSS 88

PCI DSS Encryption Compliance Assessments 88

Stax

NOVEMBER 6, 2023

Payment tokenization is a subset of data tokenization where tokens replace confidential payment data such as customer credit card information. With payment tokenization, the actual credit card data isn’t stored thereby making digital payment transactions more secure.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

SEPTEMBER 17, 2024

It’s also the software in your POS system or card readers that processes the customer’s payment data in a brick-and-mortar setting. The job of the payment gateway is to capture payment info securely, make sure that adequate funds are available in the customer’s account, and get the merchant paid.

Payment Gateways 88

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 88

Ikajo

NOVEMBER 22, 2023

In this article, we will explore what is PayFac-as-a-Service, who it is for, and how it benefits Payment Service Providers (PSPs) and merchants worldwide. What is a payment facilitator (PayFac)? How Does PayFac as a Service Work? PayFac as a Service offers advanced fraud prevention measures.

Facilitators 52

Facilitators Payment APIs and Integration PCI DSS Payments 52