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Why the U.S. has reached a real-time tipping point

Finextra

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. year-over-year in the first quarter of 2025 [1].

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RTPĀ® Network Doubles Volume in 18 Months, Surpassing 1 Billion Transactions and Driving U.S. Payment Innovation

Fintech Finance

Companies have leveraged the RTP network to streamline disbursements, supplier payments, and payroll; reducing operational complexity and improving cash flow management. Faster payments enable businesses to be more agile and responsive in todays dynamic economy, creating a competitive edge.

RTP 59
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Inside The Factors Shaping Businesses’ Faster Payment Tool Adoptions

PYMNTS

The demand for faster payments is ringing louder than ever during the economic downturn. Businesses need to maintain smooth revenue streams and are working hard to avoid being hit with painful late client payments or delayed access to their earnings while also ensuring their workers are paid promptly.

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Payment Platforms Evolving As Faster Payments Take Root

PYMNTS

The discussion took place as NACHA unveiled Phase Two of its Same Day ACH initiative, debuting same-day debits with an eye on settling bill payments with speed and security. Fiserv, for example, has its NOW Network, through which bill payments, person-to-person (P2P) transfers and other transactions are enabled in real time.

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NACHA Talks Faster Payments, CHOICE Act At Capitol Hill Day

PYMNTS

Sullivan said the Act contained a provision that would restrict a regulator from ordering a deposit account to be closed without stating a material reason in writing. Faster Payments Task Force. NACHA is on the steering committee for the Faster Payments Task Force, which releases its final report in July.

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Banking-As-A-Service (BaaS) Making Payments Faster And ā€˜Smarter’

PYMNTS

This means immigrants will get access to deposit accounts, bill payment, cross-border transfers and more all via the same app.ā€. Other strong points for BaaS adoption point to cost savings and new revenue streams. The World Bank found that consumers globally are charged an average of 6.75

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Square’s Stock Rally Looks Pretty Well-Rounded

PYMNTS

direct deposit accounts. As relayed by Zacks.com , Jeffrey said the ā€œpandemic stimulus highlights Cash App ’s unique functionality,ā€ and that Square’s app might replace traditional checking accounts. He estimated that the firm could capture 20 percent of U.S.