Direct Deposit, Processing Costs and RDFI

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Direct Deposit

Processing Costs

RDFI

What Is an ACH API and How Does It Work?

Stax

JUNE 23, 2025

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.

ACH

ACH API Payment APIs and Integration ACH Network

ACH Reversals vs. ACH Returns: What’s the Difference?

EBizCharge

OCTOBER 17, 2023

The most common transactions sent over ACH include electronic funds transfer (EFT), employee payroll direct deposits, and electronic bill payments. An ACH return occurs when a digital payment transaction can’t be processed. Once the return has been initiated, the ODFI will receive a return entry from the RDFI.

ACH

ACH Returns RDFI ODFI

Payments Space

What Is an ACH API and How Does It Work?

ACH Reversals vs. ACH Returns: What’s the Difference?

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