The Payments Association

NOVEMBER 18, 2024

As fintechs’ superior payment solutions lure away more merchants, banks stand to lose processing revenue and all-important settlement deposits. He explains that software companies now realise their systems are connected to payments, so by integrating the two, they can provide a slicker user experience.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Stax

MARCH 11, 2025

Settlement and funding At the time the payment processor sends a confirmation message to your payment gateway, it will also facilitate the transfer of funds from the customers account to your merchant accountthis is known as the settlement process.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

EBizCharge

MAY 23, 2024

How we pay for goods and services constantly evolves, from bartering to banknotes to modern times with digital wallets and embedded payments. Embedded payments represent the latest frontier of integrating financial transactions into everyday software. What are embedded payments?

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

Fintech Review

APRIL 17, 2025

Its revenue model blends transaction fees, FX margins, card fees, and value-added services. Users can receive payments into virtual bank accounts denominated in USD, EUR, GBP, and other major currencies, then withdraw to their local bank in local currency. This creates a strong B2B moat.

Cross-Border 66

Cross-Border Cross-Border Payments Multi-Currency Payments 66

The Fintech Times

FEBRUARY 27, 2024

Payment service providers will need to find ways of monetising the data generated by payments and creating value-added services that elevate payments beyond a simple transfer of funds. For businesses, A2A payments promise higher conversion rates, reduced transaction costs, and real-time settlement.

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69