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The different real-time payment schemes emerging in the USA are currently involved in a ‘land grab’ for market share. Continued rises in transactionlimits must be coupled with ongoing consumer and business education programs that don’t only focus on the undoubted advantages of real-time payments, but also risks and liabilities.
Set Up Your Merchant Account Register with your chosen payment gateway provider and obtain the necessary API credentials, keys, and documentation required for integration. Integrate the API or Hosted Payment Solution For a custom checkout , integrate the gateways API directly into your platform. to manage their budgets.
Building confidence through clear messaging around transactionlimits, fail-safes, and offline functionality will be key to driving adoption. Biometric authentication, device-level risk, and the transmission of payment credentials via third-party ecosystems (e.g. PayPal, Venmo) the second most popular at 18%.
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