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Why Payment Speed Alone Won't Win the Real-Time Race

Finextra

Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Yet this singular focus on speed misses a fundamental truth: enterprises dont just want faster payments—they want smarter, more reliable, and more strategic payment systems.

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Why Faster Payments Isn’t The Answer To Accounts Receivable Delays

PYMNTS

With faster payments functionality beginning to take off in the U.S., the outlook of how accelerated transaction times might impact B2B payments and, more specifically, the issue of late payments to suppliers, remains unclear. “We see faster payments coming into the U.S. and Europe have imposed.

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The Not-So-Beaten Path To B2B Payments Real-Time Ubiquity

PYMNTS

Further, one of the largest benefits to corporates of faster and real-time payments services is less about the speed and more about the data these networks are able to carry along with a transaction. What Faster Payments Hasn’t Solved … Yet. The Community Approach to Ubiquity.

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For Insurance, Faster Payments Means Nothing Without Data

PYMNTS

. “There is some value in speed of payment,” he said of the insurance sector’s interest in faster B2B payments. “But speed of payment doesn’t mean anything if you don’t know what it’s for.” “We see really high adoption of virtual cards.”

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How Virtual Cards Can Live Up To Their Faster Payments Promise

PYMNTS

Particularly as enterprise digitization progresses, payment data will become ever more important to reconciliation and accounting, and as Leavitt explained, ACH and checks cannot always provide the volume and quality of remittance data that cards can. Delivering What Was Promised.

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What New Payment Rails Miss About Solving B2B’s Remittance Challenge

PYMNTS

More often, businesses will find that the clunky paper check is actually the payment method best suited to support the movement of remittance data along with funds, although businesses are still struggling to find affordable and efficient ways of ingesting that information. There’s nothing more valuable than remittance data.

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B2B Finserv Embraces New Faster Payment Rails

PYMNTS

Meanwhile, both PNC Bank and Bank of America introduced new solutions designed to ease friction in B2B payments by embracing a range of existing rails. The two firms announced this week a solution, Payment on Delivery , which leverages The Clearing House’s RTP network — the U.S.’s s first new payment rail since ACH launched in 1974.