PYMNTS

APRIL 2, 2019

RTP adoption has since spread across myriad industries and uses cases, ranging from companies paying suppliers, each other and their consumers to government entities making payouts to firms or individuals. Real-Time Utilities Payments . How RTP Has Changed the Bill Payments Game.

Real Time Payments 49

Real Time Payments RTP Payer Irrevocability 49

PYMNTS

FEBRUARY 11, 2019

Visa and Mastercard , via their debit rails, enable real-time push payments in support of a number of peer-to-peer (P2P) and business-to-peer (B2P) use cases. Use cases are evolving. And some of it is dependent on that activity you’re doing,” which in turn boils down to use cases. The Use Cases.

Faster Payments 78

Faster Payments Same Day ACH Real Time Payments Payments 78

PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

PYMNTS

DECEMBER 7, 2017

After all, FIs are the ones who have to integrate the solutions they choose, ensuring that they work — and work fast — and keep their customers’ financial data secure. And once the customer responds by sending the money, he added, there’s no taking it back — irrevocable payments are part of the value proposition.

Irrevocability 40

Irrevocability Payment APIs and Integration P2P Online and Mobile Banking 40

PYMNTS

SEPTEMBER 26, 2019

Consumers, businesses and governments are seeing faster payments as a path to greater convenience and financial security, and this growing demand is spurring payments services providers (PSPs) to meet this need in a swift, secure manner. These methods have subtle distinctions as well as different advantages, risks and use cases.

Payer 67

Payer Push-to-Card Real Time Payments Payee 67

PYMNTS

JANUARY 21, 2019

on board because it offered a solution for use cases where same-day was essential. It isn’t real-time, but it seems good enough for a lot of use cases. Truly instant payments require a system that can do that without any margin of error, because instant also means irrevocable. Could it be better?

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

PYMNTS

APRIL 22, 2019

” This focus on faster, single-payment processes has also introduced shifts in payment security and fraud mitigation efforts, which are likely to make a mark on corporate payment strategies moving forward.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63

PYMNTS

OCTOBER 8, 2019

Payments people love to talk about rails — whose rails are the fastest, cheapest, most secure, most accepted, most compliant. That’s particularly true when funds are truly instant — meaning they are irrevocable. Consumers, not so much.

Instant Payments 49

Instant Payments Push-to-Card Payments Settlement 49

Fintech Labs Insights

OCTOBER 26, 2016

nanoPay CEO Laurence Cooke elaborated on on this point, saying that in the wake of MintChip’s successful deployment in Canada this summer “our focus is now on expanding the platform beyond digital cash to a broad range of B2B uses cases that have global applications.”

Irrevocability 18

Irrevocability B2C Cross-Border Payments Digital Currency 18

PYMNTS

AUGUST 5, 2019

The Ingo app lets consumers take a picture of a check and get instant, irrevocable access to those funds instead of standing in line at their bank or check casher. But with the FinTechs and security players deepening their moats with better data and AI, the bad guys are now doing what they do best: looking for a more vulnerable target.

Checks 65

Checks Instant Payments Online and Mobile Banking Irrevocability 65

PYMNTS

OCTOBER 16, 2017

Innovators also find new use cases for these new currencies, including Initial Coin Offerings (ICOs), to raise money to fund innovation outside of the realm of existing securities regulation. Bitcoin has only two proven use cases after eight years: criminal activity and speculation. At least I hope so.

Cryptocurrency 71

Cryptocurrency Bitcoin Near Real-Time Use Case 71

PYMNTS

MARCH 7, 2016

Big merchants threw their support behind EMV as a way to avoid having counterfeit cards used in their stores. That, along with tokenization and point to point encryption became the trifecta of payments security. Instantly, and irrevocably. All pure goodness, with two big exceptions. Here in the U.S.,

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46

The Payments Association

MAY 14, 2025

Rewiring the cross-border payments paradigm: Risk and security in correspondent banking confirmation May 12 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? Introduction The cross-border payments model is undergoing a quiet but significant transformation.

Cross-Border Payments 88

Cross-Border Payments Correspondent Bank Cross-Border Correspondent 88