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Higher Limits Power B2B Real-Time Payment Volumes

Trade Credit & Liquidity Management

The Clearing House raised the real-time payments (RTP) transaction limit from $1 million to $10 million in February 2025. Impact on B2B Payments Being one of the owners of The Clearing House , BofA played a significant role in developing the RTP® network in consultation with peer banks, technology firms, and the U.S.

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Why the U.S. has reached a real-time tipping point

Finextra

Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. FedNow is also reporting significant growth, with more than 1.3

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New Year’s Resolution: The Clearing House Urges Banks To Become 24/7 Operations

PYMNTS

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. We've seen a lot of excitement this year with the RTP ® network, and we're very much expecting next year to grow even faster,” she said. Becoming A 24/7 RTP Shop.

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Mastercard and The Clearing House deepen their partnership to zero in on new instant payments applications 

Tearsheet

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. Mastercard’s collaboration with TCH dates back to 2017 when TCH introduced the RTP network, with Mastercard as the exclusive software provider for the network.

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U.S. Faster Payments Council Publishes Operational Considerations for Receiving Instant Payments Guideline

Fintech Finance

With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

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RTP: Achieving Ubiquity Without A Mandate

PYMNTS

There are some really strong use cases [of real-time payments] that could address inefficiencies in government payments, if you look at it from a perspective of what the government could get done in areas like tax payments and disbursements like social security,” said Killam. “You What’s especially noteworthy in the current U.S.

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Digital Transformation Accelerates Emerging Payment Platforms

PYMNTS

We are not saying that [RTPs] are going to cannibalize the credit card business, but there are new use cases, mainly coming from reducing user cash and other opportunities like loyalty programs.”. Digital Transactions Up, Data Center Usage Down.