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Treasury’s Office of the Comptroller of the Currency (OCC) has again released its report on top risks facing banks, with its Spring 2017 analysis warning FIs that threats are coming from all angles. PYMNTS outlines some of those key trends found in the OCC report below. Shifts in Lending Practices. Amid these fluctuations, the U.S.
As a digital-first bank, Axos Bank is investing in its own application programming interface (API) strategy to promote the ability for FIs to connect with third-partyserviceproviders, and enhance access to data for improved (and less risky) lending — a tall hurdle, considering small business default and failure rates.
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