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Angela Yore: What It Really Takes to Get into National Media

The Fintech Times

But a standout use case – especially if tied to a major brand, social cause, or government initiative – is sure to elevate your narrative. Even if youre not (yet) a big name in tech, truly original opinions – insights no one else is putting forward will also grab the attention of leading journalists.

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What is Click to Pay and How Does It Work?

Stax

Tokenization is a process whereby sensitive data is converted to placeholder data strings which are stored as a token on the merchants system, while the original data is moved to a secure, third-party vault. The original sensitive data is still secured and hidden in an external data bank.

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Singapore’s Path Forward for Generative AI

Fintech News

However the development of generative AI in Singapore is double-edged a new whitepaper by a consortium comprising the Monetary Authority of Singapore (MAS), financial institutions, tech firms and consultancies, says. Gen AI are AI systems designed to autonomously generate new, original content.

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FICO Resilience Index Now Available for Lenders to Pilot

FICO

Analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time. by Sally Taylor.

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FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power

FICO

FICO will present key insights gained from recent FICO® Resilience Index research and early lender adoption use cases across the consumer credit lifecycle at several key industry events starting later this month. Read Tom Parrent, Principal, Quantilytics’ whitepaper on the FICO® Resilience Index. . by Sharon Tilley.

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Here’s How 10 APAC Markets Are Approaching Crypto Regulation

Fintech News

The Reserve Bank of Australia (RBA) also played a crucial role by exploring the concept of retail and wholesale Central Bank Digital Currencies (CBDC) through its eAUD pilot programme , which focused on a wide array of use cases and essential legal aspects.

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Application Fraud – An Open Door for Fraudsters

FICO

Unless fraud checks are made systemic and a vital part of the originations process, the issue will never be resolved for this sector. Fraud checks, however, require much of the same personal information as is needed to make an application, so they can, and should, be tightly integrated within the whole origination process.