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It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.
APIs are changing how banks serve their corporate customers, helping them become more competitive. Europe’s open banking regulations have forced financial institutions (FIs) to use APIs to open their data to FinTechs, which has resulted in many new services for businesses. Faster payments rails] existed before.
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