Stax

DECEMBER 13, 2023

Visa, Mastercard, American Express, Discover, etc.) TL;DR Credit card processing fees can add up quickly and eat into a business’s bottom line. Fortunately, in states where surcharging is legal, you can recoup these processing costs by transferring them to the cardholder. before you can start surcharging.

Credit Cards 88

Credit Cards Debit Card Laws Rules 88

EBizCharge

MAY 5, 2025

Credit card processing fees are comprised of several fees, such as: Interchange fees: Interchange fees are paid to the card-issuing bank and typically consist of a percentage of the total transaction amount plus a small, fixed charge. Assessment fees: Assessment fees are imposed by major credit card networks (Visa, Mastercard, etc.)

Credit Cards 52

Credit Cards Small Business Process ACH 52

Stax

MARCH 14, 2024

These longer payment cycles have historically lent themself to slow payment processes, like checks, that are no longer common for B2C transactions Due to the complexity of most B2B transactions, there’s often more documentation required for the payment, such as contracts. Read the section B2B processing costs below to learn more.)

B2B 88

B2B Process B2C Credit Cards 88

Stax

JANUARY 5, 2024

Selecting the right payment processing terminal will not only help reduce your processing costs, but it’ll also increase your profits. These are referred to as “card-present” transactions, which basically just means the cardholder and credit card is physically present at the time of sale.

Credit Cards 88

Credit Cards Debit Card EMV CHIPS 88

Clearly Payments

NOVEMBER 17, 2023

This article explores practical strategies to help businesses lower their credit card payment processing costs, offering insights to enhance financial efficiency. This proactive approach allows businesses to not only save on processing costs but also stay ahead in a rapidly changing payment landscape.

Credit Cards 52

Credit Cards Process EMV Processors 52

EBizCharge

JULY 25, 2024

These fees are intended to cover the cost associated with credit card processing fees, which merchants pay to credit card companies such as Visa, MasterCard, or American Express for each transaction to purchase goods or services. Signs are necessary at the point of sale (POS) system where credit card payments are processed.

Best Practices 52

Best Practices Credit Cards Compliance Debit Card 52

Stax

MAY 7, 2024

Assessment fees Assessment or network fees are directed to the credit card network- Mastercard, Visa, American Express, and Discover, to help settle costs associated with maintenance and operation. Interchange fees are set by credit card issuers, such as Bank of America, Citi, or Chase, and are adjusted every year in April and October.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Payment Savvy

JULY 3, 2024

Let’s take a closer look at each stage: Authorization The process begins in person or online. The cardholder swipes, dips, or taps their debit card at the merchant’s physical point of sale (POS) terminal. This information is then sent securely to the acquiring bank.

Debit Card 52

Debit Card Process PCI DSS Processors 52

EBizCharge

MAY 20, 2024

Payment gateway: NetSuite payment gateways act as digital conduits connecting a merchant’s payment system to the payment processing network. First, assess the types of NetSuite payment methods you want to accept, including major credit cards like Visa, MasterCard, and American Express, as well as digital payment options.

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

Stax

OCTOBER 14, 2024

Ensure that the processor you choose can work seamlessly with your existing point-of-sale (POS) system, eCommerce platform, or accounting software. So while it may be simple, it typically results in higher overall processing costs for most established businesses.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88