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What Is an ACH API and How Does It Work?

Stax

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.

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ACH Reversals vs. ACH Returns: What’s the Difference?

EBizCharge

An ACH return occurs when a digital payment transaction can’t be processed. When this happens, the Receiving Depository Financial Institution (RDFI) automatically initiates a return of the funds to the Originating Depository Financial Institution (ODFI). While these terms are often used interchangeably, they differ in a few key ways.

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