Processing Costs RDFI Service Provider 
Stax
JUNE 23, 2025
Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.
EBizCharge
OCTOBER 17, 2023
An ACH return occurs when a digital payment transaction can’t be processed. When this happens, the Receiving Depository Financial Institution (RDFI) automatically initiates a return of the funds to the Originating Depository Financial Institution (ODFI). While these terms are often used interchangeably, they differ in a few key ways.
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