Remove 2016 Remove Consumer Remove Demand Deposit Account (DDA)
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Secure, Standardized Data Sharing Empowers Consumers & Promotes Innovation

FICO

Data is being used to improve all aspects of a consumer's life in our increasingly digital world. Retail stores use location data to drive consumers to local stores and restaurants and is even used in the store to better design its layout and available inventory. Simply put, consumers are more empowered.

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Payment Platforms Evolving As Faster Payments Take Root

PYMNTS

The move follows same-day credits — an initiative which was rolled out in 2016 — though the spotlight may be trained a bit on same-day ACH and on faster payments in general. In the case of the latter, cards may prove the preferred way to transact, and for others, there may be a nod toward using demand deposit account (DDA) bank accounts.

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Why Credit Isn’t Working For Financial Inclusion

PYMNTS

Just a few months ago at PYMNTS’ Innovation Project 2016 , PayPal CEO Dan Schulman told Karen Webster that “financial inclusion is really about financial health.”. Acquiring that financial health means financial institutions are able to not only know, but accurately identify, their customers. The bad news is, Ayers noted, that in the U.S.

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What’s Trending So Far In 2016

PYMNTS

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Financial Inclusion.