Remove 2019 Remove Adjustments Remove Cost Structure
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Western Union Misses On Earnings, Announces 10 Percent Staff Cut 

PYMNTS

Adjusted earnings per share (EPS) came in at $0.45 We remain on track to deliver on our 2019 outlook, excluding the costs related to the operating model changes we announced today,” President and CEO Hikmet Ersek said of the result. It expects adjusted earnings per share of $1.70 This compares to earnings of $0.46

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PayPal Changes Seller Refund Fee Policy

PYMNTS

11, 2019.”. “We The policy change allows us to align more closely to our cost structure, to the policies of our payments partners and to industry practice. The policy change allows us to align more closely to our cost structure, to the policies of our payments partners and to industry practice.

PayPal 72
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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

Insurers now assess policyholders’ financial behaviouralongside payment patternsto adjust coverage dynamically. Australias CDR, introduced in 2019, initially focused on open banking but has since expanded into the energy sector, with further industries, including telecoms and superannuation (pensions), set to follow.

Finance 88
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Digitalization and Artificial Intelligence: 5 Keys to Success

FICO

Thu, 12/19/2019 - 16:29. Banks that are successful with digital processes monitor these processes closely and adjust them continuously. The prerequisite for this agile and quantitative approach is the ability to implement adjustments quickly and largely without the involvement of IT resources. What does this mean for banks?

AI 52
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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Legacy platforms, especially those developed before 2019, are unlikely to be compliant without significant upgrade work. It outlines ten regulatory changes affecting merchants in the UK and EU between 2025 and 2026.

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The payments regulation roadmap: Q2 2025

The Payments Association

Businesses may need to adjust pricing models, renegotiate merchant agreements, and prepare systems to accommodate potential fee structure changes. Evaluate how the proposed fee caps may affect your organisation’s revenue and cost structures, and develop strategies to mitigate potential financial impacts.