Fintech Finance

MARCH 24, 2025

Additionally, integrated settlement and liquidity management solutions, overseen by the Central Bank as the clearing and settlement agent, provide real-time net position updates and multiple settlement cycles, while a national QR payment standard known now as “SOMQR” enables fast contactless transactions with a simple scan.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

The Fintech Times

NOVEMBER 6, 2024

Visa Protect for Account-to-Account (A2A) Payments – Detect and reduce fraud across immediate account-to-account payments, including P2P digital wallets and QR code payments. Data Tokens – A new way for people to control their data and enhance their shopping experiences, powered by AI.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Fintech Times

MARCH 25, 2025

Additionally, integrated settlement and liquidity management solutions, overseen by the central bank as the clearing and settlement agent, provide real-time net position updates and multiple settlement cycles, while a national QR payment standard known now as ‘SOMQR’ enables fast contactless transactions with a simple scan.

Instant Payments 59

Instant Payments Payments Settlement Central Bank 59

Finextra

JULY 8, 2025

China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlements and reshaping how global institutions engage with China’s markets. What Is CIPS and Why Does It Matter?

Global Payments 52

Global Payments Real Time Gross Settlement (RTGS) Cross-Border Cross-Border Settlement 52

Fintech News

AUGUST 12, 2024

DBS has initiated the pilot of the “DBS Treasury Tokens”, a blockchain-based solution designed for next-generation treasury and liquidity management, in collaboration with Ant International. DBS Treasury Tokens aim to address the needs of large corporations like Ant International, which operate across multiple markets.

Treasury 97

Treasury Blockchain Cross-Border Payments Multi-Currency 97

The Fintech Times

AUGUST 28, 2024

Through the project , HKMA explores financial market infrastructure that facilitates seamless interbank settlement of tokenised money through a wCBDC. Having completed building the sandbox, HKMA will use it to facilitate interbank settlement using experimental tokenised money, focusing on transactions involving these tokenised assets.

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Fintech News

DECEMBER 11, 2023

The first being the indirect model, where commercial banks manage CBDC wallets and settlements directly on the UDPN, while the central bank handles wholesale settlement between commercial banks and keeps all transaction records. The PoC explored two models.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech Finance

NOVEMBER 20, 2024

These services will include: Global bank accounts for Wirex: Supporting the company’s global expansion by optimizing treasury operations and enabling more seamless management of fiat and digital currencies. This collaboration is a natural step in enhancing our global platform to create a more efficient experience for everyone.”

Liquidity Management 98

Liquidity Management Faster Payments Real Time Payments Digital Currency 98

Finovate

JULY 2, 2025

Even though some banks have issued permissioned, institutional stablecoins, they are usually used internally for payment settlement, not open to the public, and are not tradable on public blockchains. Next, both can be used to enable payments and reduce settlement times. Use cases also differ between stablecoins and tokenized deposits.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

Trade Credit & Liquidity Management

JUNE 24, 2025

Matera’s real-time ledger, Digital Twin , integrates with Circle’s platform, allowing financial institutions to offer multi-currency accounts where balances in BRL (Brazilian Real), USD, and USDC coexist and operate in real time.

Stablecoins 52

Stablecoins Multi-Currency Interoperability Cross-Border Payments 52

PYMNTS

DECEMBER 17, 2019

For AccountsIQ, the latest embrace of open banking comes in the form of a collaboration with TransferMate , which has now integrated cross-border payments capabilities directly within AccountsIQ’s accounts payable portal. “In the middle market, businesses are becoming more international,” he said.

Liquidity Management 52

Liquidity Management API Cross-Border Payments Payment APIs and Integration 52

Tearsheet

FEBRUARY 16, 2024

For businesses, it enhances value by simplifying payments for customers, enabling faster wage disbursements, improving liquidity management, and optimizing capital workflows. For governments, it helps activate local economies through disbursement and settlement. Chiro Aikat: It all comes down to choice.

Instant Payments 119

Instant Payments RTP TCH Visa 119

The Payments Association

MAY 7, 2025

The process of digitisng RWAs into tradable tokens can enhance liquidity, transparency and accessibility by enabling 24/7 transferability, near-instant settlement and automated compliance via smart contracts. This reduces reliance on intermediaries, accelerates transactions and broadens market access.

Settlement 88

Settlement Liquidity Management Treasury Blockchain 88

Trade Credit & Liquidity Management

JUNE 12, 2025

Through our partnership with Cross River, Plaid Transfer now offers instant pay-ins, instant payouts, and Same Day ACH, as part of a full solution with best-in-class account linking and optimized conversion, so customers can tailor bank payments across their business.”

Request for Payment 52

Request for Payment RFP Same Day ACH RTP 52

Fintech Review

MAY 4, 2025

Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. Embedded finance has exploded in recent years, allowing non-bank companies to offer banking products like accounts, cards, and payments.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

JANUARY 23, 2020

But in a recent conversation with PYMNTS, Planixs Financial Services Director Pete McIntyre said the drive toward real-time payments – and real-time liquidity management – is not only a difficult achievement, but one that introduces new challenges for treasurers of financial institutions.

Real Time Payments 96

Real Time Payments Liquidity Management Treasury FedWire 96

PYMNTS

NOVEMBER 19, 2020

That includes advancements in Canada's upcoming Real-Time Rail, as well as adoption by Transcard of Mastercard's Track Business Payment Service to facilitate real-time, account-to-account transfers for businesses. Plus, blockchain makes new inroads in the B2B arena. Canada Taps Vocalink for Real-Time Rail.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

Fintech Finance

JULY 15, 2024

In addition, BNP Paribas will explore innovations in tokenised deposits for global treasury management with Ant International, through the latter’s Whale platform. The collaboration aims to improve the efficiency and speed of global fund settlements through the use of tokenised deposits.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Treasury Management Treasury 98

Finovate

OCTOBER 21, 2024

Move Commercial Payments offers features like liquidity management, integration with existing SWIFT systems, and helps to reduce counterparty risk. However, many businesses still struggle with cross-border payments, frustrated by hidden costs and unpredictable settlement speed. Photo by Lea L on Unsplash

Cross-Border Payments 59

Cross-Border Payments Cross-Border Visa FedNow 59

PYMNTS

NOVEMBER 14, 2018

“While there might still be less use of liquidity at night and over the weekend, payment service providers will not want to set all their available liquidity aside for real-time payment services.” ”

Real Time Payments 78

Real Time Payments Real Time Gross Settlement (RTGS) Same Day ACH Liquidity Management 78

Finextra

JUNE 9, 2025

While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift. 16 hours See all opinions External This content is provided by an external author without editing by Finextra.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

PYMNTS

MAY 29, 2019

The company announced a solution intended to help businesses abandon ACH in favor of using Visa Direct to instantly transmit money into recipients’ bank accounts. DBS Bank is focusing on helping merchants to get their revenues without a settlement wait. Deep Dive: Real-Time Payments’ Impact on Liquidity Management.

ISO 20022 55

ISO 20022 Liquidity Management Real Time Payments Faster Payments 55

PYMNTS

FEBRUARY 4, 2019

bank account would be able to securely receive real-time payments by 2020. . The new rail facilitates 24/7 payment clearing and settlement in real time. The group claimed that “ubiquity is unlikely to be achieved without a [real-time gross settlement system] offered by the Federal Reserve.”. State of U.S. The Federal Approach.

Faster Payments 73

Faster Payments Federal Reserve Real Time Payments TCH 73

Finovate

NOVEMBER 7, 2024

Nium has partnered with Partior, a blockchain-based fintech for clearing and settlement. The move makes Nium the first payment service provider to join Partior’s blockchain-based network, enabling real-time cross-border payments, clearing, and settlement across 100+ markets.

Real Time Payments 52

Real Time Payments Cross-Border Payments Cross-Border Payment APIs and Integration 52

PYMNTS

OCTOBER 18, 2020

The service is available 24 hours a day, seven days a week, 365 days a year, ensuring that funds reach beneficiaries’ accounts in seconds,” SIBS stated in a news release. Larger companies could leverage instant payments for better liquidity management, as they juggle payroll or invoices,” he said.

Instant Payments 67

Instant Payments Federal Reserve FedNow Payments 67

Payment Savvy

MAY 15, 2023

This means that when you make a payment, the money will be available in the recipient’s account within seconds. Liquidity Management Tool To manage liquidity in this system, the FedNow service will offer a liquidity management tool. This tool is like a financial traffic controller.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

PYMNTS

DECEMBER 3, 2019

In its capacity as a funding agent, the CACU will enable member credit unions to use the RTP network to better manage their liquidity while reducing costs. The union will also fund and “manage positions in the RTP network’s joint Federal Reserve bank account on behalf of its members,” the release said. “As

Funding Agent 52

Funding Agent Credit Union RTP Real Time Payments 52

The Fintech Times

JULY 15, 2024

Additionally, we are keen to foster innovation with such a key player to develop tomorrow’s treasury management standards.” ” Enhancing global fund settlements BNP Paribas will also explore innovations in tokenised deposits for global treasury management, through Ant International’s ‘Whale’ platform.

Cross-Border Payments 49

Cross-Border Payments Cross-Border Payment Solutions Treasury Management 49

PYMNTS

OCTOBER 1, 2019

However, the banks that have been and will be successful are the ones that see faster payments as the “new normal” for payments, clearing and settlement — and with the “new normal” comes new ways to do everything, from account-to-account payments to transfers across borders.

ISO 20022 69

ISO 20022 Faster Payments FedNow ISOs 69

Fintech Finance

JANUARY 24, 2024

For businesses, RTP enhances value by simplifying payments for customers, enabling faster wage disbursements, improving liquidity management, and optimizing capital workflows, and for governments, it helps activate local economies through disbursement and settlement. demand deposit accounts.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

PYMNTS

APRIL 15, 2020

For foreign payment service providers looking to facilitate cross-border B2B payments into China, the correspondent banking model often remains the only route to facilitate clearing and settlement. “Getting correspondent bank accounts is the biggest challenge every payment service provider is facing. ” The M&A Route.

Correspondent Bank 76

Correspondent Bank Correspondent Cross-Border B2B 76

PYMNTS

JANUARY 25, 2019

In addition, he said it is necessary to work with enterprise account platform providers or clients themselves to upgrade their enterprise resource planning (ERP) systems for seamless interaction with the service. Federal support could also come from a proposed real-time liquidity management tool.

Real Time Payments 67

Real Time Payments Federal Reserve RTP TCH 67

Faster Payments Council

SEPTEMBER 23, 2023

This expert panel will discuss how criminals utilize these synthetic accounts and faster payments to commit fraud and hide the proceeds of fraud and other illicit activities. Cash Management: A Challenge for Real-Time Payments (Foundry Ballroom) Managing unpredictable cash flows for real-time 24x7x365 payments is critical.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

Segpay

JUNE 25, 2024

Pay by Bank transactions – also known as Bank Transfers, A2A, or Direct Bank Payments – are cardless payment methods that allow customers to pay directly from their bank account to the merchant’s bank account through Open Banking. This method reduces chargeback risk compared to other payment methods.

Online and Mobile Banking 52

Online and Mobile Banking Payments Settlement Transactions 52

PYMNTS

JULY 26, 2019

Earlier this year it was one of six financial institutions in the country to signed up for gpi , while the bank also recently implemented Europe’s TARGET Instant Payment Settlement (TIPS), while embracing regulations and trends like General Data Protection Regulation (GDPR) and Open Banking.

Cross-Border Payments 64

Cross-Border Payments Cross-Border Innovation Correspondent Bank 64

The Fintech Times

JULY 24, 2024

Both offer similar services, but FedNow participants can transfer funds from their Federal Reserve master account, which means they have an extra pool of resources for liquidity management. However there is one difference: FedNow is primarily targeted at banks – not at consumers. It’s a tough choice.

FedNow 59

FedNow Instant Payments RTP Federal Reserve 59

Trade Credit & Liquidity Management

APRIL 10, 2025

focusing exclusively on business-to-business applications: RTP® Network: Operated by The Clearing House (the people who enable ACH payments), RTP enables 24/7 instant transfers between business bank accounts, with funds settling in seconds.

Real Time Payments 52

Real Time Payments RTP FedNow Payment APIs and Integration 52