Stax

JUNE 23, 2025

TL;DR An ACH API allows businesses to automate bank-to-bank payments—like ACH debits, credits, and recurring payments—by integrating directly with the ACH network via software. What is an ACH API? Where ACH APIs come into play The role of ACH API is to automate your transactions through the ACH network.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

EBizCharge

JULY 16, 2024

The National Automated Clearing House Association (NACHA) governs the operation of the Automated Clearing House (ACH) network , a centralized system financial institutions use to facilitate electronic payments and transactions across the U.S.

NACHA 52

NACHA Nacha Rules ACH Network ACH 52

EBizCharge

MARCH 11, 2025

ACH processing fees: ACH processing fees are the costs associated with transferring funds electronically through the ACH network. ACH fees can be structured as a flat fee per transaction or a percentage of the transaction amount, depending on the provider.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

APRIL 10, 2025

eCheck payments are done through the ACH network, and instead of physically tabling a check at the bank, you will provide the relevant checking account number, routing number, bank account type, transaction amount, and payment authorization (verbally or in writing) online via an eCheck authorization form.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

JULY 9, 2024

Additionally, automated record-keeping and electronic transaction histories simplify auditing and financial reporting, making it easier for businesses to maintain compliance with regulatory requirements. ACH payments Another commonly used EFT payment type includes transactions conducted through the ACH network.

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88