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Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. To accept electronic payment methods fast and securely, you need a payment gateway. With a payment gateway, they simply enter their card details online on your website or app. They no longer handle cash and checks.
In order to ensure you have the best credit cardprocessing rates possible for your merchant account, avoid providers who charge percentage markups and ensure that you always understand what fees to expect from your provider.
In addition to online payments, if an organization wants to accept offline donations via credit cards, a merchant account is used alongside a hand-held credit card reader. A cardassociation is a group of banks that sets the terms for all credit card transactions. Online donations are not automatically secure. Nonprofits
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