My Payment Savvy

AUGUST 10, 2025

They’re particularly valuable for subscription businesses, B2B transactions, and companies in high-risk industries where card processing can be expensive or unreliable. Bank-based payments, mobile solutions, and phone payment options can expand your potential customer base. But not all of them make sense for every business.

Alternative Payment Methods

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. The rate increases as the transactions are downgraded to mid-qualified and non-qualified respectively.

Payment Gateways

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. To accept online payments, you need a payment processor and payment gateway.

Credit Card Payment Processing

Stax

JUNE 24, 2025

In this article, we’ll help you figure out which of them may be the best credit card processing companies for your business needs. TL;DR Processors act as the middleman between your customer’s card and your bank, but not all are created equal—some offer better service, pricing, and tools than others. Let’s get started.

Credit Cards

BNG Payments

FEBRUARY 4, 2022

The ability to accept non-cash donations is crucial. The Federal Reserve Bank of San Francisco found in its 2021 Findings from the Diary of Consumer Payment Choice that cash use accounted for 19 percent of all payments. A merchant account is an account that you open with a bank to accept credit card payments.

Credit Cards

Stax

DECEMBER 20, 2023

When looking for a credit card processor, assess your business needs upfront: decide on your non-negotiables and must-haves, then work from there and look for providers that offer features that match your needs and goals. Of course, take pricing and credit card processing rates into consideration! One that provides invoicing features?

Credit Cards

Evolve Payment

JANUARY 21, 2025

Table of Contents Bring ACH Payment Innovations to Your Clients If youre looking to adopt dual pricing or surcharging, its important to offer your clients flexibility in how they pay. While surcharging and dual pricing programs save you money on processing fees, some clients may prefer not to pay the additional 3%.

ACH